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Then, you use the freed up cash or new debt to pay off your student loan debt.Why would someone consider “debt reshuffling” as an option?

Additionally, you’ll get a new loan term ranging from 10 to 30 years.The LTV(loan-to-value ratio) of a home is a way to compare the loan amount on a property with the property's value.Lenders commonly use LTV to determine what interest rates they're willing to offer you.The lender uses that cash to pay off the student debt, leaving the homeowner with a larger mortgage at a potentially lower interest rate.Considering that Fannie Mae works directly with an estimated 2,000 lenders, the policy change could have far-reaching effects.

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